60s
Transfer Time
1%
Flat Fee, No Hidden Charges
500M+
WhatsApp Users in Africa
Send Money Home Faster Than Typing "I love you"
No app to download. No bank account needed. Just open WhatsApp, type a number, and your money arrives in 60 seconds — to any mobile money wallet across Africa.
Send Money
Send money to any mobile money number in Africa in under 60 seconds. MTN, Orange, M-Pesa and more — all from a WhatsApp message.
PayDay
Pay your whole team in one WhatsApp message. Say "pay Jean 15,000, Marie 20,000" and our AI sends all payments at once — up to 100 people.
SafiPay
Create a professional invoice in WhatsApp and share a payment link with your client. Get paid to your mobile money the same day. No software needed.
Money Arrives Before You Finish the WhatsApp Message
Type a phone number, enter the amount, confirm with your PIN. The money hits the recipient's mobile money wallet in under 60 seconds. No apps, no queues, no bank account required.
Works with MTN, Orange, M-Pesa and more- Only 1% fee, nothing hidden
- Send to 10+ African countries
Buy and Sell Online Without Fear of Being Scammed
TrustLock holds your payment safely until you confirm you received what you paid for. Seller gets paid. Buyer stays protected. No more arguments about who sends first.
- Payment locked until delivery confirmed
- Automatic refund if deal falls through
- AI-powered dispute resolution
Pay Your Whole Team in One WhatsApp Message
Just tell SendSasa who to pay and how much. "Pay Jean 15,000, Marie 20,000, Paul 12,000." Our AI understands you and sends all three payments at once.
- Pay up to 100 people at once
- Natural language input, no spreadsheets
- Each recipient gets a confirmation
Send Professional Invoices and Get Paid Instantly
Create an invoice in WhatsApp, send a payment link to your client, and get paid to your mobile money in seconds. No accounting software needed.
- Professional invoice with your details
- Automatic payment reminders
- Money lands on your MoMo the same day
Three Easy Steps and Your Money Is Gone
No app to install, no account to open at a bank. Just WhatsApp. The same one you already use every day.
STEP 01Open WhatsApp
Message SendSasa on WhatsApp. No download, no sign-up form. Your phone number is your identity.
STEP 02Set Your PIN
Choose a 4-digit PIN to secure your account. Takes 30 seconds and keeps your money safe.
STEP 03Send Money
Enter the recipient's number and amount. Confirm with your PIN. Done. Money arrives in under 60 seconds.
No Bank Account, No Problem. Just WhatsApp and Mobile Money.
Banks take 3 days and charge 10%. We take 60 seconds and charge 1%. That's the whole story.
Instant Transfers
Your money moves in under 60 seconds, 24 hours a day, 7 days a week, even on public holidays.
1% Flat Fee
Pay only 1% on every transaction. No monthly subscription. No sign-up fee. No minimum balance required.
Countries Our Customers Send Money To and From
Cameroon (XAF)
Send to MTN MoMo and Orange Money in Cameroon. Arrives in under 60 seconds, any amount.
Nigeria (NGN)
Send to any mobile money wallet or bank account in Nigeria instantly at 1% flat fee.
Kenya (KES)
M-Pesa transfers from any African country or from Europe. Fast, cheap and reliable.
United States (USD)
Send from the US to mobile money wallets across Africa. Fast, affordable, no bank account needed.
France (EUR)
Send from France to family in Cameroon, Senegal, Ivory Coast and more — in under 60 seconds.
Canada (CAD)
Send from Canada to mobile money wallets across Africa at just 1% flat — no surprises.
Ghana (GHS)
Send to MTN MoMo, Vodafone Cash and AirtelTigo Money in Ghana. Live rates, instant delivery.
Ivory Coast (XOF)
MTN MoMo and Orange Money in Côte d'Ivoire. Top up instantly from any country.
We Charge 1%. That's It. No Monthly Fee. No Surprise.
Banks charge 10% and make you wait 3 days. We charge 1% and deliver in 60 seconds. Minimum fee is 100 XAF, maximum is 2,000 XAF per transfer.
| Sending 50,000 XAF with |  |  |
| Recipient Gets (total after fees) | 49,500 XAF Save up to 4,500 XAF | 45,000 XAF -5,000 XAF in fees |
| Transfer Fee | 500 XAF (1%) No subscription | 5,000 XAF (10%) |
| Transfer Time | Under 60 seconds 24/7, even weekends | 1 to 3 business days |
| App Required | No — just WhatsApp | Yes, plus bank account |
Fee Calculator
See exactly what you pay before you send
No App to Download. Just WhatsApp Already on Your Phone.
SendSasa runs entirely inside WhatsApp. You already have everything you need. Just message us and we'll walk you through setup in under 2 minutes.
- Works on any phone with WhatsApp
- No bank account required
- Setup takes less than 2 minutes
- Transfers land in under 60 seconds
Watch Our Pitch
See how SendSasa is removing barriers for African diaspora — presented at the XRPL Commons Demo Day.
No. SendSasa works entirely inside WhatsApp. You already have WhatsApp on your phone — that's all you need. Just message our number and follow the prompts to set up your account in under 2 minutes.
We charge a flat 1% on every transfer. Minimum fee is 100 XAF and maximum is 2,000 XAF. There are no monthly subscription fees, no account fees, and no hidden charges. What you see is what you pay.
We support MTN MoMo, Orange Money, M-Pesa, Wave, Airtel Money and more across Cameroon, Nigeria, Kenya, Ghana, Senegal, Ivory Coast, Tanzania, and DR Congo. We are adding more countries every month.
Under 60 seconds for mobile money transfers within the same country or to supported corridors. The recipient gets a notification the moment the money lands. We process transfers 24 hours a day, 7 days a week.
Yes. Every transaction is protected by a PIN you set yourself. We never store your PIN — it is encrypted from the moment you enter it. Our TrustLock feature adds an extra layer for buying and selling: your money only moves when you say so.
No. You only need a mobile money wallet and a WhatsApp account. Most people in Africa already have both. If you have a mobile phone number registered with MTN, Orange or another mobile money provider, you are ready to start.